Royal British Wedding HRH Prince William and Miss Kate Middleton

The Engagement and Wedding Details

Royal wedding for Prince William and Kate Middleton

The engagement announcement of England Prince William and Catherine "Kate" Middleton was officially announced  last November 17, 2010.  The  couple became  engaged last October 2010 during a trip holiday to Kenya where Prince William finally proposed to Kate.  It was unexpected when Prince William "popped the question" with the diamond and sapphire ring. The ring was a special ring since this was also the engagement ring of her late mother, Princess Diana back in 1981.

During  the ITN News  interview with the couple, Prince William says about the ring, “It is a family ring, yes. It’s my mother’s engagement ring so I thought it was quite nice because obviously she’s not going to be around to share any of the fun and excitement of it all - this was my way of keeping her close to it all.”
 
The final date and the venue were kept secret for a while, but on January 5, 2011, Prince of Wales News announced further details of the wedding:

• The official wedding date will be on   April 29,  2011. It  will also be a public holiday across UK as a national celebration.

• The chosen venue will be at  Westminster Abbey, London which is rich in royal history.  Several Kings and Queens were crowned here, royal weddings of  the Queen and Queen Mother, and also  the venue for Princess Diana’s funeral in 1997.

• The wedding service will start at 11:00 am to be conducted by the Dean of Westminster while the  Archbishop of Canterbury will marry the couple.

• The couple will have a procession in carriage to Buckingham Palace where a  reception is waiting hosted by the Queen.  Later in the evening, the Prince of Wales will have a private dinner for the couple, with their family, and close friends.

Tips on Credit Card Use

Here are some ways to protect and tips in using credit card :
1.  Always keep a copy of contact details of your credit card hotline number which is normally at the back of the card.

2.  Immediately destroy the PIN number issued and change your PIN to the nearest ATM machine.  Make sure that the PIN code is unique and cannot easily be identified by others.  Secure a copy of your code or make sure that you can remember them.

3.  Keep track of your expenses billed in your monthly statement.  It is advisable to keep all your transaction receipts so that you can easily match them.  Report any charges that are not supposed to be billed.

4.  When using your credit card, make sure that the amount on the transaction slip is the same amount on the purchase slip before signing.  When we are in a hurry, we tend to overlook these things .
 

5.  When using your credit card especially in a restaurant, follow up your credit card if it is unreturned for a certain period of time.

6.  If you purchase or pay online through credit card, make sure that it is the legitimate site of the merchant and not with a spooled website.  The URL should start with “htpps”, there should be a security code indicated on the website.

7.  Be careful in handling your credit card while shopping.  If it gets lost, report the incident immediately to your credit card company.

8.  Do not get too many credit cards that you cannot manage to pay.  This will pull you on a debt wagon.

Avoid Pickpockets while Shopping

Pickpocketing is a common crime in the streets and crowded areas.   During  Christmas season, pickpockets are also busy looking for their next victims in shopping malls.  Here are simple precautionary actions to avoid pickpockets :

Do not bring large amount of money or cash in your wallet especially while shopping.
Be alert when opening your wallet in public areas, pickpockets may get a chance to see the contents of your wallet.

Carry wallet with the awareness  of pickpockets around.  Put your wallet inside the coat pocket for men while at the bottom of  bag for women.

Be suspicious of anyone in crowd.  Common places for pickpockets  are malls,buses, trams, subways, and other crowded areas.

Be vigilant when  going to the bank especially if you carry a large cash of money.

Most victims of pickpockets are travelers since they are unfamiliar to the new place and usually carry travel allowance.  If you are a traveler, also be careful with your luggage and keep important things and documents close to your body.

Read more :
Know more about How to Keep Safe During Christmas Season
Buying your children  school supplies

The Benefits of Body Stretching

Without proper stretching, our body can lead to injury when performing rigid exercises in the fitness gym and doing strenuous sports.  Know more about the benefits of body stretching.

Body Stretching is a set of exercises before or after an athletic activity such as fitness rigid exercises in the gym, dancing, playing a sport such as boxing, running and basketball.  Why is stretching important?  It is preparing the muscles to elongate and condition them for maximum performance.  A body injury will likely to happen if stretching is done before doing strenuous lifting in the gym.  Your body can suffer from muscle strains, tears in the ligaments, bone fractures, twisted ankles, and sprains.

Here are other benefits of body stretching :

1.  Improves blood circulation. It promotes blood circulation to the joints and muscles.

2.  Relieves Stress. Stretching puts the body in a state of relaxation.  Tensed muscles are relaxed and therefore, relieves stress.   The body is able to rejuvenate body cells and regain strength.

3.  Improves Posture. Poor posture is often seen as unhealthy and does not project a good self-image.  It also causes muscular imbalances like impingement  in the joints, neck pains, and lower back problems.  A habit of stretching  the lower back, chest, and shoulders  can help improve posture.

4.  Reduces Body Pains. After a hard day’s work, we often feel body pains especially on the back, neck, and shoulders.  A morning stretch before starting the day will increase  body flexibility and reduces pain.

5.  Increases physical health awareness. If a regular exercise on the gym is not possible due to time and budget constraints, stretching can be a regular exercises that we can  do in the comfort of our home.

Three Factors for Work Related Stress and to Deal with them Effectively
The Benefits of Massage to Couples and Children

Quick Beauty Ideas (part 2)

Know the magic of mascara and  other beauty  regimen of women :

mascara

1. Manage wrinkles by massaging the eye area with a nourishing cream or eye oil.

2.  For those with small eyes, make them larger with smokey eye-shadow and lots of mascara. For an extra romantic look, put more highlights and shadowing.
3.  Pluck eyebrows in the direction of their growth. Use soft- feathery strokes with an eyebrow pencil to fill-in sparse brows.

4.  Use mascara upwards and downwards, then comb them with a fine-tooth comb to separate the lashes.

5. Never sleep with makeup, use makeup removers before going to bed.

6.  To keep smoothness of your hand, always use rubber gloves when doing the laundry.

7.  Never bite nails, keep it clean and short at all times. Nourish your nails with hand cream.

8.  Eat a healthy diet especially citrus fruits, green vegetables and lots of water for a healthier skin.

9.  Enough sleep helps the body and the skin go healthy. Have atleast 7-8 hours of sleep everyday.

10. Give yourself a break, have facial, body and foot massage atleast once a month.

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Cause of Debt : Irresponsible Use of Credit Card

Having a credit card can be addictive and can lead one to debt.  Before getting a credit card, ensure that you know the policies of the credit card company and  be able to use it responsibly. Here are top three  irresponsible ways of using credit card :

Credit card

Impulse Buying
The first pitfalls of overspenders is impulse buying. Everytime you have your credit card in your bag wherever you go, irresponsible credit card user will most likely to fall into temptation of buying things that they do not want. Some people feel that having a credit card is like also having cash on their wallet. Purchasing is just one swipe away. Worst if one goes into over-credit which will have an extra charges.

Late payment of credit card bills
Not keeping track of the payment deadline will incur charges. The money that you will pay for the charges should have been used for other expenses or can be a savings already. But because of careless handling of billing, you lose in the transaction and the credit company will just be richer from your charges.

Negligence of Credit Card
Negligence of credit card is a sign of irresponsibility. Once the card is stolen, report the incident immediately to your credit company to stop , unauthorized purchase of another person. Always Keep your credit card secure, and do not let children play with it.  Be careful on getting extension card for other people or for your teenage child since they may not be responsible as you.

There is power in credit card and so are you over it.  Remember Peter Parker? “With great power comes great responsibility.”