Here are some ways to protect and tips in using credit card :
1. Always keep a copy of contact details of your credit card hotline number which is normally at the back of the card.
2. Immediately destroy the PIN number issued and change your PIN to the nearest ATM machine. Make sure that the PIN code is unique and cannot easily be identified by others. Secure a copy of your code or make sure that you can remember them.
3. Keep track of your expenses billed in your monthly statement. It is advisable to keep all your transaction receipts so that you can easily match them. Report any charges that are not supposed to be billed.
4. When using your credit card, make sure that the amount on the transaction slip is the same amount on the purchase slip before signing. When we are in a hurry, we tend to overlook these things .
1. Always keep a copy of contact details of your credit card hotline number which is normally at the back of the card.
2. Immediately destroy the PIN number issued and change your PIN to the nearest ATM machine. Make sure that the PIN code is unique and cannot easily be identified by others. Secure a copy of your code or make sure that you can remember them.
3. Keep track of your expenses billed in your monthly statement. It is advisable to keep all your transaction receipts so that you can easily match them. Report any charges that are not supposed to be billed.
4. When using your credit card, make sure that the amount on the transaction slip is the same amount on the purchase slip before signing. When we are in a hurry, we tend to overlook these things .
5. When using your credit card especially in a restaurant, follow up
your credit card if it is unreturned for a certain period of time.
6. If you purchase or pay online through credit card, make sure that it is the legitimate site of the merchant and not with a spooled website. The URL should start with “htpps”, there should be a security code indicated on the website.
7. Be careful in handling your credit card while shopping. If it gets lost, report the incident immediately to your credit card company.
8. Do not get too many credit cards that you cannot manage to pay. This will pull you on a debt wagon.
6. If you purchase or pay online through credit card, make sure that it is the legitimate site of the merchant and not with a spooled website. The URL should start with “htpps”, there should be a security code indicated on the website.
7. Be careful in handling your credit card while shopping. If it gets lost, report the incident immediately to your credit card company.
8. Do not get too many credit cards that you cannot manage to pay. This will pull you on a debt wagon.
